Removing name off a mortgage?

Pinky P Asked: Removing name off a mortgage?

Ill try and keep this short and sweet

Me and my partner of 9 years have been renting and we decided to get a mortgage. It was declined because they found my partners name on his parents mortgage. (although he isnt contributing to any payments)

Years ago he went on to his parents mortgage because his dad was the main income earner and helped them out. so he was doing the right thing at the right time.but now its stopping us getting our own.

Their mortgage is with Santander on an interest only, the bank said the only way to get him off if they change to a repayment, then they will value the house before making a decision. So its not definite!

Our lease is up on the rented property which means were moving out in a couple of weeks back to his parents. Which Im not overly keen on.

Does anyone know if the mortgage lenders can do this?

I feel trapped because if they dont change to a repayment they I think the way to get him off is if they sell their property, which I dont think they are will want to do because they would lose out on 10s of thousands of pounds. But its stopping our future and I really dont know what to do.

I can cope living back home/his moms for 6 months maximum and save quite a lot of money whilst they try to get him off their mortgage but thats looking impossible.
So Im thinking of all my options

(1) save & buy in 6 months (if we get him off that is)
(2) Give it 6 months and rent again
(3) The money we save up sticks and work abroad

I really think this will test our relationship and I have to be tactful because its his family and Im worried incase I say something I might regret.

Can anyone advise me if the banks can do this? or offer any advice. !!!